David Harper is the CEO and founder of Bionic Turtle. He is also a published author with a popular YouTube channel on expert finance topics. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an ...

We independently review everything we recommend. When you buy through our links, we may earn a commission. Learn more› By Colleen Hagerty Colleen Hagerty is a writer focused on emergency preparedness.

Capital requirements are standardized regulations for banks and other depository institutions that govern the capital, as a percentage of their assets, that they must maintain. Having this capital on ...