Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

Learn how claims-made insurance policies provide business coverage for late-filed claims, and compare them with occurrence policies to make informed decisions.

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Discover the benefits and drawbacks of life insurance policy exchanges, types of exchanges, and factors to consider before making a decision.

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Costs for removal of debris are also covered, up to a limit. Homeowners’ policies automatically include coverage for ...

While insurance isn’t the most exciting thing to spend your money on each month, it can be an important expense to make sure you aren’t caught out in the event of an emergency. Perhaps the most common ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Small businesses that rely heavily on electronics that store valuable data may need electronic data processing (EDP) ...