A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Your best choice depends on your budget, time frame and investing needs Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited ...

Learn how whole life works, the types of policies and who can benefit from this permanent life insurance Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Many people brush off life insurance as something people buy out of fear or obligation; an unnecessary monthly expense for a ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

A million-dollar life insurance policy provides a death benefit of $1,000,000 to designated beneficiaries. This payout is typically used to replace income, cover debts, fund long-term expenses, and ...