Long-term care insurance isn’t as prevalent as other types of insurance, despite the fact that long-term care may eventually ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

In many long-term disability policies, you may not be deemed to be disabled if you are able to do any work at all. But if you are insured through a private policy for your “own occupation,” you can ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for your financial situation and coverage needs.