Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

If you have have people who rely on you financially, what would happen in the event you – and therefore your income – died ...

Life insurers typically give higher quotes or reject you for coverage if you have pre-existing medical conditions. Quotes for people with health conditions can vary a lot by insurer, so it’s important ...

Guardian: Best for applicants with health conditions. MassMutual: Best for cash value growth. Northwestern Mutual: Best for blended term. Thrivent: Best for social responsibility. New York Life: Best ...

Level term life insurance policies are a type of term policy in which the premium and death benefit remain the same for the length of the term. Purchasing a level term life insurance policy may be a ...

Smokers pay much more for life insurance than nonsmokers, but the definition of a “smoker” can vary by company Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an ...