Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

A federal court in New York recently construed the meaning of a total disability definition where the insurance policy language includes residual disability coverage. The January 3, 2020 decision came ...

When you’re living with lupus, it can impact all aspects of your daily life, including your ability to work and finances. For many, lupus symptoms like fatigue and pain can make it very difficult — or ...

Individual disability insurance, also known as income protection insurance, is a vital part of any financial plan. Your clients may have a plan in place to reach their goals. However, these plans are ...

If an employee wears glasses, has high blood pressure or was once diagnosed with a life-threatening disease, is he or she disabled? Based on recent amendments to California’s disability legislation, ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Life insurance is a way to protect your family financially if you pass away unexpectedly. When you become a life insurance policyholder, you pay regular monthly premiums to your provider. In return, ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...