Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?

Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25. North Carolina’s car insurance requirements will rise to 50/100/50 effective July 1, 2025, making it the ...

Many or all of the products here are from our partners that compensate us. It’s how we make money. But our editorial integrity ensures that our product ratings are not influenced by compensation. Car ...

Drivers can't legally get behind the wheel without some car insurance, with each state setting its own minimum requirements. These limits tend to be quite low -- potentially too low to cover the full ...

We found Progressive, Nationwide, Travelers and Geico to be the top auto insurers in the state ...

Discover what your auto insurance covers, including liability, collision, comprehensive, and more. Learn how to tailor your policy to meet personal and state needs.

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

Whether you own, finance, or lease your car significantly affects insurance costs. Lenders require "full coverage" on financed or leased cars, which drives premiums higher. If you own your car ...